Terms & Conditions

Effective Date: June 2025

1. Acceptance of Terms

By accessing and using the website of Skystone Asset Management Pte. Ltd. ("Skystone", "we", "us", or "our") at https://skystone.com.sg ("Website"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Website.

2. Regulatory Disclosure

Skystone Asset Management Pte. Ltd. is a company incorporated in Singapore and holds a Capital Markets Services (CMS) licence issued by the Monetary Authority of Singapore (MAS) under the Securities and Futures Act (SFA). Our services are intended for clients who are "accredited investors" or "institutional investors" as defined under the SFA.

3. Eligibility & Capacity

You represent that you have legal capacity to enter into binding contracts and that your use of our services and website complies with applicable laws and MAS regulations.

4. Applications & Agreements

Any application or expression of interest submitted via our website is not binding. Formal investments or financing arrangements are governed by separate agreements, specifying investment or loan terms, fees, interest rates, repayment, collateral, and other material conditions.

5. Fees & Charges

Fees (e.g., management, arrangement, legal, due diligence) are clearly disclosed within each offering or loan agreement. All disbursements will be processed only after signed agreements and satisfaction of conditions precedent.

6. No Guarantee or Fiduciary Duty

Skystone does not provide any guarantee of returns, financial outcomes, or preservation of capital. Our role is that of fund manager or financier—not a fiduciary—and no such duty is owed unless explicitly agreed in writing.

7. User Responsibility & Indemnity

You agree to indemnify and hold Skystone and its affiliates harmless from any claims, damages, losses, or liabilities arising out of your breach of these Terms, misuse of the site, or violation of applicable laws.

8. Intellectual Property

All site content is owned or licensed by Skystone. Reproduction or distribution is restricted without prior written permission.

9. Liability Limitations

Skystone’s liability is limited to the fullest extent permitted by law. We are not liable for any indirect, incidental, or consequential damages arising from site use or related services.

10. Third‑Party Links

This site may contain links to third-party websites. Skystone is not responsible for their content, accuracy, or privacy practices.

11. Privacy

Our handling of personal data is governed by our Privacy Policy. By using the site, you acknowledge and agree to that Policy.

12. Termination

We may suspend or terminate your access to the site at our discretion, without prior notice, for any reason, including breach of these Terms.

13. Amendments

Skystone may update these Terms at any time. Updates will be posted online, and continued use constitutes acceptance.

14. Governing Law & Dispute Resolution

These Terms are governed by Singapore law. You agree to submit any disputes to the exclusive jurisdiction of Singapore courts.